Resources

Mar 7, 2014

Bankruptcy by The Law Offices of Brandon Bernstein

Latest Bankruptcy Statistics & Trends in the State of Maryland As a bankruptcy lawyer in Maryland, we believe it’s our job not only to provide assistance to individuals when they’re in need, but also to help inform the public and prospective clients as to overall trends and other important news within the field. That’s why we’re taking a moment to go over some of the latest Maryland bankruptcy statistics and trends.

Sep 30, 2013

Bankruptcy by The Law Offices of Brandon Bernstein

Even the biggest and most well known companies in the world can fall victim to bankruptcy, and such was the case with American Airlines. However, according to Bloomberg, American Airlines will be able to exit bankruptcy protection via its merger with US Airways. It’s a great example of how there are often multiple solutions to avoiding bankruptcy, regardless of the size, shape or specifics of your financial situation.

May 14, 2013

Bankruptcy by The Law Offices of Brandon Bernstein

It’s no secret that the harsh economic conditions in recent years has made life difficult for many Americans. As a bankruptcy lawyer in Maryland, this is something I have seen firsthand, as I fight on behalf of my clients and work to get them a brighter financial future, and a clean slate. However, it may come as a surprise to many that even doctors have been facing the bankruptcy crunch.

Aug 13, 2012

Bankruptcy by The Law Offices of Brandon Bernstein

School loans and bankruptcy are becoming an increasingly hot topic not only amongst the former students struggling to pay for their education, but also amongst politicians. Unfortunately, even with the best student loan lawyer, the majority of school loans are not dischargeable through bankruptcy proceedings. However, beneficial changes may be on the horizon in the future, enabling not only an increased effectiveness for student loan relief programs, but also a full discharge of certain school loans in bankruptcy.

Jun 13, 2012

Bankruptcy by The Law Offices of Brandon Bernstein

7 Benefits of Using Bankruptcy Lawyers in Maryland to Stop Wage Garnishments When you want to stop wage garnishments as quickly and successfully as possible, then it’s time to seek out the assistance of a qualified and experienced bankruptcy attorney in Maryland. The sooner you act, the better you can help yourself and your financial situation.

Jun 13, 2012

Bankruptcy by The Law Offices of Brandon Bernstein

If you’re looking to learn about how to stop wage garnishment, you’re certainly not alone. There are thousands of people in your exact shoes at this very moment. The best way to help yourself is to get help from a professional, such as a bankruptcy attorney in Maryland. Here, you’ll learn a little bit more about how Maryland bankruptcy lawyers can help you with how to stop a garnishment, and fix your financial and legal situation as quickly as possible.

May 23, 2012

Bankruptcy by The Law Offices of Brandon Bernstein

Wage Garnishment Bankruptcy: How to Stop Wage Garnishment Creditors have a wide array of options at their disposal when trying to collect on judgments. One of creditors’ favorite tactics is to place a garnishment on your wages. This can generally happen thirty days after a judgment is entered. According to wage garnishment laws in Maryland, creditors can, and often do, take up to 25% of your net wages per pay check if a judgment has been entered against you. The IRS can take even more than 25%. It’s important to be prepared and informed about potential courses in action so that you can fight to stop wage garnishment and protect yourself and your assets.

Mar 19, 2012

Bankruptcy by The Law Offices of Brandon Bernstein

As you prepare to file for bankruptcy in Maryland, there are many different steps you’ll need to take, and things you’ll need to think about. Certainly, at the top of that list is finding the right bankruptcy attorney. Maryland, like all states, also deals with many specific types of bankruptcy, and various chapters, codes and regulations. Which type of bankruptcy in Maryland is best for you, your interests and your financial future? Should you be specifically looking for Chapter 7 bankruptcy attorneys, and what does “Chapter 7” even mean to begin with? Find the answers to some of these introductory questions with this guide to bankruptcy in Maryland. The United States Courts Bankruptcy Basics guide lists six different bankruptcy Chapters, and needless to say, there are numerous factors and regulations involved with each. However, if you’re an individual, you can begin eliminating many of these right from the beginning. For example, Chapter 12 bankruptcy only deals with family farmers and family fishermen, and Chapter 15 deals with cross-border cases. Chapter 9 is actually for municipalities, and Chapter 11 is primarily for businesses. In essence then, you only have to be concerned with Chapter 13 and Chapter 7 bankruptcy in Maryland. Chapter 7 deals with the liquidation of your assets, and the removal of as much debt as possible. Chapter 13 deals with debt adjustments, and restructuring your debt to reasonable payment levels over a specific period of time. Which of these you need up pursuing will largely depend on your […]

Mar 19, 2012

Bankruptcy by The Law Offices of Brandon Bernstein

Filing bankruptcy in Maryland can be a daunting process when you don’t know where to begin. Therefore, one of the best steps you can take as you begin the process is to learn more about what’s involved, and from that point you’ll have a better sense of how to move forward. While specific Maryland bankruptcy laws and codes may be frequently updated, although their core regulations and standards are easier to become familiar with. In addition to the below information, there are also plenty of useful websites where you can find tips and helpful advice ranging from new bankruptcy laws for Maryland and the general process of filing bankruptcy in Maryland. For example, you can visit the Department of Justice website and read their bankruptcy law information sheet, the District of Maryland United States Bankruptcy Court site, and take a look at their information as well. In addition, be sure to ask yourself the following 5 questions before filing bankruptcy in Maryland: Is bankruptcy best for you? Just because bankruptcy is an option, it doesn’t mean that filing for bankruptcy in Maryland makes sense for all people or families, at all times. Furthermore, if you’ve filed for bankruptcy in the past, you may not be currently eligible to do so again. Therefore, before filing bankruptcy in Maryland, you need to evaluate all of your options, and determine if bankruptcy is really the most effective solution. What do you qualify for? As mentioned, individuals who have previously filed for bankruptcy in […]

Mar 15, 2012

Bankruptcy by The Law Offices of Brandon Bernstein

It’s never easy facing financial difficulties, and when you need to find a bankruptcy lawyer in Maryland and don’t know where to begin or who to trust, the process only becomes more challenging and stressful. There are plenty of Maryland bankruptcy lawyers out there, of course, but when you’re searching for somebody to handle your own situation, here are a few useful pointers to help you narrow down the selection. 4 Quick Tips to Find Bankruptcy Lawyers in Maryland Evaluate your needs: The first step in the process should always be evaluating your own needs. You may not know the ins and outs of bankruptcy laws, but doing some basic research on your own will help inform you, and will let you know if you should even be on the hunt to find a bankruptcy lawyer in Maryland to begin with, or if there’s another, better solution. There are many useful resources out there, including the Bankruptcy Basics Guide from the United States Courts website, to help fill you in on the basics. Think local, reputable and experienced: When you want to find a bankruptcy lawyer, you always want to think local and reputable. That can be easier said than done, but a great way to start is by utilizing resources such as consumer review websites like Yelp, local listings on Google, and more. Find and read ratings, look into testimonials and attorney background, and more. Also, be sure to find one of the Maryland bankruptcy lawyers who has a […]